VA – Veterans Affairs

A VA loan is a mortgage loan guaranteed by the Veterans Administration. A VA loan provides veterans and/or their surviving spouses who have not remarried, with a federally guaranteed home with zero down payment. The program has been highly successful and has helped millions of American veterans and their families acquire a home.

Advantages:

  • No down payment
  • Lower interest rate
  • VA does not require private MIP (Mortgage Insurance Premium)
  • Limit on the amount of origination fees and closing costs that the lender can charge
  • Limit also placed on appraisal fees

 

Features:

  • Borrower with eligibility remaining must have a Certificate of Eligibility from the VA
  • Closing costs can be paid by the lender and the seller
  • Borrowers are required to make a one-time funding fee based on loan amount and applicant’s service length
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NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.