VA Home Loans
Overview
VA loans, backed by the U.S. Department of Veterans Affairs, are one of the best mortgage options for veterans and active-duty service members in Dallas-Fort Worth, Texas. With no down payment and no monthly mortgage insurance, VA loans make buying a home in the Dallas-Fort Worth-Fort Worth area more affordable.
Key Features
✔ Low Down Payment – As little as 3.5% down on a Dallas-Fort Worth home.
✔ Flexible Credit – Credit scores as low as 580 may qualify.
✔ Competitive Interest Rates – Attractive pricing for Dallas-Fort Worth Texas homebuyers.
✔ Assumable Loan – Potential selling advantage in a hot Dallas-Fort Worth market.
Eligibility & Guidelines
✔ Must occupy the property as a primary residence in Texas.
✔ Debt-to-income ratio typically up to 43%.
✔ Requires FHA-approved appraisal and property standards.
✔ Upfront and monthly mortgage insurance premiums required.
Ideal For
✔ First-time buyers in Dallas-Fort Worth or surrounding DFW communities.
✔ Borrowers with limited credit history looking for a Dallas-Fort Worth mortgage.
✔ Buyers who want a low down payment without strict income limits.
Why Supreme Lending Dallas-Fort Worth
Our Dallas-Fort Worth mortgage specialists simplify the FHA process and compare FHA with other low-down-payment options so you can choose confidently.