USDA – United States Department of Agriculture

Realize the dream of owning a home using a USDA Rural Development Program. USDA Guaranteed loans are only off­ered on properties that are located in a USDA designated rural area. This program offers mortgage financing without many of the restrictions other programs may require.

USDA Guaranteed Rural Housing Loans Program Highlights:

  • No down payment required
  • Property must be located in an eligible rural area
  • Applicants with a wide range of credit profiles
  • Income eligible applicants who do not qualify for conventional financing
  • Families & individuals that have minimal funds
  • Available to first time homebuyers and repeat homebuyers
  • 100% financing available
  • Seller concessions allowed
  • No cash reserve requirement
  • No non-allowable cost
  • No first time homebuyer requirement
  • 30 year fixed at competitive fixed rate
  • No limit on gift funds
  • Maximum eligible income limits apply
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NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.