USDA – United States Department of Agriculture

Realize the dream of owning a home using a USDA Rural Development Program. USDA Guaranteed loans are only off­ered on properties that are located in a USDA designated rural area. This program offers mortgage financing without many of the restrictions other programs may require. One of the best benefits of USDA home loans is that no down payment is required which allows families with minimal funds the opportunity to become homeowners. Not sure where to begin? Contact the Supreme Lending team today. We look forward to helping you get into the home of your dreams.

USDA Guaranteed Rural Housing Loans Program Highlights:

  • No down payment required
  • Property must be located in an eligible rural area
  • Applicants with a wide range of credit profiles
  • Income eligible applicants who do not qualify for conventional financing
  • Families & individuals that have minimal funds
  • Available to first time homebuyers and repeat homebuyers
  • 100% financing available
  • Seller concessions allowed
  • No cash reserve requirement
  • No non-allowable cost
  • No first time homebuyer requirement
  • 30 year fixed at competitive fixed rate
  • No limit on gift funds
  • Maximum eligible income limits apply
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NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 ( 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.