Bank Statement Loans
Overview
Bank Statement loans are designed for self-employed borrowers in Dallas-Fort Worth, Texas whose tax returns don’t accurately reflect their income. Instead of W-2s or tax returns, lenders use bank deposits to qualify you for a Dallas-Fort Worth mortgage.
✔ Income Verified by Bank Deposits – Perfect for Dallas-Fort Worth entrepreneurs.
✔12–24 Months of Statements – Personal or business accounts accepted.
✔Higher Loan Limits – Competitive jumbo options for Dallas-Fort Worth Texas properties.
✔Flexible Credit Guidelines – Tailored for self-employed borrowers.
✔ Typically require 12–24 months of bank statements.
✔ Minimum credit score around 620–660.
✔ Down payment often 10%–20%, with strong reserves recommended.
✔ Available for primary residences, second homes, and investment properties in Dallas-Fort Worth.
Ideal For
✔ Self-employed professionals and small business owners in Dallas-Fort Worth, Texas.
✔ Freelancers, gig workers, or commission-based earners buying a Dallas-Fort Worth home.
✔ Borrowers with strong cash flow but significant tax deductions.
Our Dallas-Fort Worth mortgage team understands the unique needs of entrepreneurs and will help you leverage your true income to qualify for the home or investment property you want.
Contact Supreme Lending Dallas-Fort Worth to explore all your loan and down payment assistance options in Dallas-Fort Worth, Texas and start your path to homeownership today. >>>