(469) 902-5300

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5050 Quorum Dr, Suite 500

Dallas, TX 75254

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Construction Financing

Overview

Building your dream home in the Dallas–Fort Worth area is easier than ever with Supreme Lending’s Construction Financing options. Whether you prefer the convenience of a One-Time Close loan or the flexibility of a Two-Time Close loan, our DFW construction lending experts provide tailored solutions to meet your goals from foundation to finish.

Key Features

✔  One-Time Close Option – Combines construction and permanent financing into one loan with a single closing.

✔  Two-Time Close Option – Offers two separate closings for added flexibility in loan terms and rate selection.
✔  Interest-Only During Construction – Pay only for funds drawn as your home is being built.
✔  Flexible Program Types – FHA, VA, Conventional, and Jumbo construction financing available.
✔  Local Expertise – Dallas–Fort Worth mortgage specialists experienced in new construction lending.

Elegibility and Guidelines

✔ Available for primary residences, second homes, and in some cases, investment properties.

✔  Licensed builder required; self-builds may require additional documentation.
✔  Down payment and credit requirements vary by program type.
✔  Property must meet construction and appraisal standards.
✔  Construction periods typically up to 12 months.

Ideal for:

✔ Borrowers ready to build a custom home in the Dallas–Fort Worth area.

✔ Homeowners seeking flexible financing options that match their construction timeline.
✔ Buyers who want to lock in their rate early or refinance terms after completion.

One-Time Close vs. Two-Time Close

 

Feature
One-Time Close
Two-Time Close
Closings
One combined closing for construction and permanent loan
Separate closings for construction and permanent loan
Interest Payments
Interest-only during construction
Interest-only during construction
Rate Lock
Locked before construction begins
New rate can be selected at permanent closing
Simplicity
One approval, one set of closing costs
Flexibility to requalify and choose new terms
Ideal For
Borrowers wanting convenience and stability
Borrowers seeking flexibility and custom loan options

Why Supreme Lending Dallas-Fort Worth

Our DFW construction lending team offers the expertise, flexibility, and local insight needed to bring your home plans to life. We manage every step—from builder approval to draw requests and final conversion—so you can focus on the excitement of building your new home.

Contact Supreme Lending Dallas-Fort Worth to explore all your loan and down payment assistance options in Dallas-Fort Worth, Texas and start your path to homeownership today. >>>

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