Have you ever imagined waking up to fresh air, tending a garden, or enjoying the peace of wide-open land? For many, the idea of owning a hobby farm is more than just a dream — it’s a lifestyle.
But here’s the challenge: traditional mortgage loans aren’t always built for unique properties with acreage, barns, or agricultural elements. That’s why Supreme Lending Dallas-Fort Worth is proud to offer our Hobby Farm Loan Program — designed to make country living possible.
What Is a Hobby Farm Loan?
Our Hobby Farm Loan is designed for borrowers who want more space than the average homebuyer. Whether it’s a few acres for gardening, a place for horses, or room to raise livestock, this program helps finance properties that don’t fit neatly into standard mortgage guidelines.
Program Highlights
- Loan amounts from $100,000 up to $2 million
- Primary residences and second homes eligible
- Purchase, rate/term, or cash-out refinance available
- Financing up to 95% LTV (depending on occupancy and loan size)
- Fixed-rate options: 15 & 30 years
- Minimum credit score: 680
- Debt-to-income ratio up to 43%
What Properties Qualify?
- Hobby farms (not full-scale commercial operations)
- At least 5 acres of land, or proof of $5,000 annual agricultural income if under 5 acres
- Homes in good condition with utilities in service
- Manufactured homes (doublewide or larger, meeting specific guidelines)
- Rural properties with barns, gardens, or space for small-scale agriculture
Why Choose Supreme Lending Dallas-Fort Worth?
At Supreme Lending Dallas-Fort Worth, we believe in enriching lives by helping borrowers achieve their unique homeownership dreams. With the Hobby Farm Loan Program, we’re opening doors to larger spaces, more freedom, and the country lifestyle many families are looking for.
Ready to Start Your Hobby Farm Journey?
If you’ve been searching for a home with acreage, barns, or land for your dream lifestyle, Supreme Lending Dallas-Fort Worth is here to help.
Contact a Supreme Lending Dallas-Fort Worth Loan Officer today to see how our Hobby Farm Loan Program can make your dream of country living a reality.